What are Annuities?

An annuity is a financial product that provides a steady stream of income in exchange for an initial investment. It is typically used as a retirement income source, but can also be used to fund other long-term goals. There are several types of annuities, including fixed, variable, and indexed annuities. 

Fixed annuities offer a guaranteed rate of return and are considered low-risk investments. Variable annuities allow you to invest in a range of funds and offer the potential for higher returns, but also come with higher risk. 

Indexed annuities offer returns based on the performance of a stock market index, but with a guaranteed minimum return.

Annuities can be beneficial for those who want to ensure a steady stream of income in retirement or who want to save for long-term goals. 

However, they can also be complex and expensive products, so it’s important to carefully consider your options before investing.If you have any further questions or concerns about annuities, please let me know.


We have many carriers that could be used to get your needs.  Some pay better for your conditions than the others.  We need to figure out the best source and we have many of them.  Please contact us and we will consult you for the best answer in the market.  Insurance agents are normally able to get you the best possible choice due to a larger selections of carriers as the financial advisors normally narrow down to a few carriers.